Sometimes credit card debt gets the best of you because of a work slowdown resulting in a layoff, an accident or illness that prevents you from working, or because you recently went through a divorce and are facing some financial challenges. Whatever the reason, once credit card debt is in default, the original creditor may sell it to a collection agency which often results in numerous problems.
Consumers often tell us they are getting threatening and harassing calls from collection agencies telling them they are facing a court order to make a payment arrangement. In most cases, these agencies have purchased debt in bulk and they often do not have the proper documentation to take your case into court. In some instances, they may have the documentation, and they will go to court seeking a judgment. In either case, we may be able to help stop the harassment and reduce the amount you are liable to pay.
If you are dealing with debt that you cannot pay, or you are getting harassing calls from creditors, contact Parker Law Firm immediately for help. We know how difficult it is to overcome debt and we will work hard to make sure your rights are protected under federal and Georgia laws.